Community Reinvestment Act (CRA)

Public File Information 

The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods.  Brighton Bank is committed to meeting the financial needs of our community and we are pleased to provide information for public inspection under the CRA.

 

Public Information Available for Inspection

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.

 

Public Comments

All written comments received for the current year and the prior two calendar years as of April 1, 2024.

 

CRA Performance Evaluation

A copy of the bank’s most recent CRA Performance Evaluation.

 

Branch and ATM Information

A list of the bank’s branches, ATM’s, their street addresses, and geographies, including hours of operation.

 

Opened and Closed Branches and ATMs

Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years.

 

List of Products, Services and Fees

A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches.

 

Assessment Areas

A map of the assessment area showing the boundaries of the area and a census tract list contained within the area.

 

Home Mortgage Disclosure Act Notice (HMDA)

The HMDA data about our residential mortgage lending are available online for review.

 

CRA Public File Requests
Please visit your local Brighton Bank branch for questions or to receive a hard copy of the banks CRA Public File.